What is the 90-day run-out period?
At the end of each benefit plan year, participants in ZaneHealh have 90 days (approx. 3 months) to submit claims for expenses incurred in the previous plan year. This is called the run-out period.
After the 90-day run-out period ends, the previous plan year is closed and participants will no longer be able to submit claims for this time period.
- Example: if your plan year runs from 1 January 2020 to 31 December 2020, then you have 90 days (until 31 March 2021) to submit claims for the 2020 plan year. The period of 1 January 2020 to 31 March 2013 is your run-out period.
Claims must also meet other time submission guidelines and older claims may require special employer approval. See Time limits for submitting claims.
What notification do I receive about the 90-day run-out period?
All Participants will receive a reminder email about the 90-day run-out period when it begins, and a second email reminder when it is coming to an end.