What Medicare premiums are eligible for reimbursement?
If you are covered under social security (or if you are a government employee who paid Medicare tax), you are enrolled in Medicare A. The payroll tax paid for Medicare A is not eligible for tax-free reimbursement.
If you are not covered under social security (or were not a government employee who paid Medicare tax), you can voluntarily enroll in Medicare A. In this situation, you can receive tax-free reimbursement for medical expense premiums you pay for Medicare A.
Medicare B is a medical insurance policy. You can receive tax-free reimbursement for medical expense premiums you pay for Medicare B.
Medicare D is a voluntary prescription drug insurance program for persons with Medicare A or B. You can receive tax-free reimbursement for medical expense premiums you pay for Medicare D.
Please Note: If you have a supplemental policy, please see Documentation Requirements for Health Insurance Claims for additional documentation suggestions.
What are the documentation requirements?
In order to receive tax-free reimbursement of your Medicare health insurance premiums, you are required to submit detailed documentation verifying the following:
- Type of Health Insurance
- Period of Coverage for the Amount Claimed
- Amount Billed
What documentation do I need to submit to receive approval for Medicare health insurance premium claims?
To ensure your claim gets approved, you should submit one of the following documentation options for each claim:
- You or your spouse’s Benefit Verification Letter from the Social Security Administration for the current year, AND
- A bank statement showing the Social Security deposit for the period of coverage claimed
- An itemized billing statement (i.e. Medicare Coupon) showing the insurance provider name, policyholder name, amount charged, and period of coverage dates, AND
- Proof of payment (copy of front and back of check, credit card confirmation, etc.) for qualified insurance policies.
Where can I get the above documentation?
If you do not currently have this documentation, you can request it on the Social Security website or by calling their representatives: